| 000 | General Error |
| 001 | Cardholder Confirmation Failed |
| 002 | Insufficient Limit |
| 003 | Credit Card Number Not in Valid Format |
| 004 | General Disclaimer |
| 005 | Transaction Not Open to Card Holder |
| 006 | Card Expiry Date Incorrect |
| 007 | Invalid Transaction |
| 008 | Unable to Connect to Bank |
| 009 | Undefined Error Code |
| 010 | Bank SSL Error |
| 011 | Call the Bank for Manual Approval |
| 012 | Card Information Incorrect - Card Number or CVV2 |
| 013 | Cards Except Visa MC Do Not Support 3D Secure |
| 014 | Invalid Account Number |
| 015 | Invalid CVV |
| 016 | No Approval Mechanism Available |
| 017 | System failure |
| 018 | Stolen Card |
| 019 | Lost Card |
| 020 | Restricted Card |
| 021 | Time out |
| 022 | Invalid Workplace |
| 023 | Fake Confirmation |
| 024 | 3D Approval Received But Money Couldn't Be Withdrawn From Card |
| 025 | 3D Confirmation Error |
| 026 | Card Holder is Not a Bank or Card 3D-Secure Member |
| 027 | The User Is Not Authorized To Take This Action |
| 028 | Fraud Probability |
| 029 | Your card is closed to e-commerce transactions |